Freelance and Free – But Don’t Overlook Your Maine Business Insurance
10/25/2011 7:55:00 AM
Being a freelancer gives you the opportunity to work your own hours and not be restricted to someone else’s schedule. You can take the jobs you want, and turn down the ones you don’t want. To protect your interests as a freelancer, you should consider providing yourself with an appropriate Maine business insurance policy.
The type of insurance you require will depend on your activities and the risks you may encounter. Freelance income can be variable. Your workload can be affected by the state of the market, how many people are working in your industry and how hard you are prepared to promote yourself. As a self employer, if you don’t work, you don’t get paid, so it might be wise to invest in some income protection insurance to guard against anything that may prevent you from working.
Perhaps you do IT work for your clients, copywriting for different companies or consulting; if this sounds like you, then your clients will have certain expectations of their needs being met and having work delivered in a timely manner. If you fail to do this, it is possible you may face a legal claim from your client. Error and omission insurance could be a useful addition to your plan as it is designed specifically for these situations.
Any specific tools of your trade including computers, printers, handyman tools or dressmaking equipment should be covered by your insurance policy. Consulting with a reputable Maine business insurance agent might be a good idea to help you establish what type of insurance might be best suited to your venture. At Cheney Insurance, we'll make sure that everything goes your way!
The type of insurance you require will depend on your activities and the risks you may encounter. Freelance income can be variable. Your workload can be affected by the state of the market, how many people are working in your industry and how hard you are prepared to promote yourself. As a self employer, if you don’t work, you don’t get paid, so it might be wise to invest in some income protection insurance to guard against anything that may prevent you from working.
Perhaps you do IT work for your clients, copywriting for different companies or consulting; if this sounds like you, then your clients will have certain expectations of their needs being met and having work delivered in a timely manner. If you fail to do this, it is possible you may face a legal claim from your client. Error and omission insurance could be a useful addition to your plan as it is designed specifically for these situations.
Any specific tools of your trade including computers, printers, handyman tools or dressmaking equipment should be covered by your insurance policy. Consulting with a reputable Maine business insurance agent might be a good idea to help you establish what type of insurance might be best suited to your venture. At Cheney Insurance, we'll make sure that everything goes your way!
