Preventing Ice Dams with Maine Homeowners Insurance

 via umn.edu

Each year many householders file Maine homeowners insurance claims for water damage caused by ice dams. Ice dams are walls of ice that form on the edge of roofs. Water that pools behind the ice dam can leak into the home causing damage to walls and ceilings as well as furniture and other house contents.

Ice dams are usually the result of a combination of heavy snowfall and poorly ventilated attic space. You cannot avoid heavy snowfall, but you can take some steps to improve ventilation in the attic space of your home to help prevent ice dams from forming. Building experts usually recommend installing one square foot of vent for each 150 square feet of attic floor area. Gable vents (small louvered vents) should be installed at each end of the attic. You may wish to consider installing electric vent fans; these fans have thermostats and work by drawing air into the attic from outside to keep the attic temperature consistent.

Reducing the difference between the outside temperature and the attic temperature helps to prevent the repeated thawing and freezing of snow on the roof that leads to the formation of ice dams. To avoid compromising Maine homeowners insurance coverage you should ensure that attic ventilation is carried out by a professional insulation contractor who is familiar with local building codes and regulations. With Cheney Insurance Agency, you can get the coverage you need with our help. Contact us today for more information!

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