Boat/Watercraft Insurance in Maine
It's Your Escape. Let's Protect It.
Protecting Your Time on the Water
Whether you're fishing Maine's lakes and rivers, cruising the coastline, or spending the day with family and friends on the water, boating is a favorite pastime for many Maine residents.
While days on the water are meant to be enjoyable, accidents, storms, theft, and unexpected damage can happen. Personal Boat Insurance helps protect your investment and provides financial protection when the unexpected occurs.
Who Needs Personal Boat Insurance?
If you own a boat, watercraft, or personal watercraft, Boat Insurance can help protect both your vessel and your financial future.
Boat Insurance may be appropriate for owners of:
- Fishing Boats
- Pontoon Boats
- Sailboats
- Powerboats and Cruisers
- Personal Watercraft (Jet Skis and Similar Vessels)
- Bass Boats
- Runabouts and Bowriders
- Other Recreational Watercraft
Even if your boat is only used seasonally, the right coverage can help protect you from costly repairs, liability claims, and unexpected losses.
What Can Boat Insurance Cover?
Coverage options may include:
- Liability Coverage
- Physical Damage Coverage
- Collision Coverage
- Comprehensive Coverage
- Uninsured and Underinsured Boater Coverage
- Medical Payments Coverage
- Fuel Spill Liability Coverage
- Wreck Removal Coverage
- Coverage for Boat Equipment and Accessories
- Emergency Assistance and Towing Coverage
Coverage options can vary based on the type, size, value, and use of your boat. Additional protection may also be available for trailers, fishing equipment, electronics, and other specialized accessories.
More Than Just a Boat Policy
At Cheney Insurance, we understand that every boating experience is different. Whether you enjoy fishing local waters, exploring the Maine coast, or spending weekends at the lake, we take the time to understand how you use your boat and the unique risks you may face.
As an independent insurance agency, we work with multiple insurance carriers to help find coverage options that fit your needs. Our goal is to help ensure you have the protection you need both on and off the water, without unexpected gaps in coverage.
We are here to answer your questions, explain coverage options, and help you make informed decisions about protecting your investment.
Let's Start A Conversation Today
Whether your perfect day includes casting a line on a quiet lake, cruising the Maine coastline, pulling the kids on a tube, or simply enjoying time on the water with family and friends, your boat is more than just a vessel—it's part of the memories you create and the lifestyle you enjoy.
At Cheney Insurance, our experienced Personal Lines team takes the time to understand your boat, how you use it, where you navigate, and the protection that's important to you. As an independent insurance agency, we work with multiple insurance carriers to help find coverage options designed to protect your boat, your passengers, and your time on the water.
Contact Cheney Insurance today to learn more about Personal Boat Insurance and discover how we can help you enjoy every boating season with confidence.
