Motorcycle Insurance in Maine

It’s Your Ride. Let’s Protect It.

There’s nothing quite like the freedom of the open road. Whether you ride for the occasional weekend adventure, commute on two wheels, or spend your summers exploring Maine’s scenic roads, your motorcycle deserves the right protection.

At Cheney Insurance, we’ll help you find motorcycle insurance designed around how you ride and what you ride. As an independent insurance agency, we work with a variety of insurance companies to find coverage that fits your needs and your budget.

Who Needs Motorcycle Insurance?

If you own or regularly ride a motorcycle, having the right insurance is an important part of being a responsible rider. Motorcycle insurance can help protect you financially if you’re involved in an accident, your motorcycle is damaged or stolen, or you’re responsible for injury or damage to someone else.

Whether you ride a cruiser, touring bike, sport bike, trike, or another type of motorcycle, we can help you understand your coverage options.

Coverage That Goes Beyond the Bike

Your motorcycle policy can provide several different types of protection, including:

Liability Coverage
Helps protect you if you’re legally responsible for injuring someone or damaging their property in an accident.

Collision Coverage
Helps pay to repair or replace your motorcycle if it is damaged in a collision, subject to your deductible.

Comprehensive Coverage
Protects your motorcycle against losses other than collision, such as theft, vandalism, fire, falling objects, and certain weather-related damage.

Uninsured/Underinsured Motorist Coverage
Can help protect you if you're injured in an accident caused by a driver who doesn't have insurance or doesn't have enough insurance to cover your damages.

Medical Payments Coverage
Can help with reasonable medical expenses resulting from a motorcycle accident, depending on the policy.

Accessories and Custom Equipment
Your motorcycle may be more than what came from the factory. Depending on the policy, coverage may be available for accessories, custom parts, equipment, and upgrades.

Coverage Designed for How You Ride

Every rider is different, and so is every motorcycle. Your coverage should take into account the type of bike you own, how you use it, where it is stored, and the equipment and accessories you've invested in.

We can also help you understand important considerations such as deductibles, roadside assistance, seasonal use, and coverage for customizations or additional equipment.

Don’t Forget Your Gear

Your motorcycle may be insured, but what about the equipment that helps protect you while you ride?

Depending on your policy, coverage may be available for certain riding gear and accessories. We’ll help you understand what is covered and where additional protection may be appropriate.

Ride With Confidence

Maine offers some incredible roads for motorcycle riders. Before you head out for your next ride, make sure you have the coverage you need behind you.

At Cheney Insurance, we’re here to make insurance easier to understand and help you choose coverage that fits your life—not simply hand you a policy and send you on your way.

Let’s Start A Conversation Today

Whether you’re buying your first motorcycle, adding another bike to the garage, or reviewing your current coverage, we’re here to help.

At Cheney Insurance, our experienced Personal Lines team takes the time to understand your recreational lifestyle, the vehicles you own, and how you use them. As an independent insurance agency, we work with multiple insurance carriers to help find coverage solutions designed around your activities, your needs, and your budget.

Contact Cheney Insurance today to learn more about motorcycle insurance to protect your adventures wherever they take you.