Maine Home Insurance

Purchasing Maine home insurance can get confusing, and at Cheney Insurance we understand this.

Although you are not legally required to purchase home insurance as you are with Maine auto insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the task of shopping for homeowner's insurance in Portland, Lewiston/Auburn or Augusta , we are here for you. Cheney Insurance is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!

Homeowner’s coverage doesn’t have to be difficult to understand. Typically, a basic Maine homeowner’s insurance policy will cover the following:

• The structure of your home
• Replacement costs
• Personal possessions (up to a set limit)
• Living expenses in case of a disaster
• Liability

You can also add supplemental policies such as:

• Valuable Articles/Floater policies (i.e. Jewelry Insurance)
• Maine flood insurance policies
• Earthquake policies
• Umbrella policies in Maine (additional liability)
• Animal Liability (liability issues due to household pets)

The needs of every home owner are different and your home insurance policy should reflect that. The agents at Cheney Insurance will create a homeowner’s insurance policy that will best suit you and your family. If you don't currently own your home then please take a look at our Maine renters insurance policies. Contact us today for more information on our comprehensive homeowner’s insurance policy options. Fill out our quick and simple form for a free home insurance quote!