Even if your vehicles are not the primary way your business makes money, they could end up becoming the primary way your company loses money. Without a great commercial auto insurance policy you may be overpaying and still be left under-insured.
Business auto insurance in Maine is different than personal vehicle insurance. In many cases, not only are there multiple vehicles to cover, but also the liability from accidents or claims that will extend to your business as a whole.
Making sure your coverage levels for your commercial auto insurance are high enough to protect your business (not to mention you personally) from claims—even those which are unwarranted—can ensure you avoid a devastating change of luck.
Worried about costs?
Don’t be. Business auto insurance is remarkably inexpensive, especially given how important the protection is to your business.
What should my business auto policy cover?
Maine commercial auto insurance can provide coverage for all of these risks:
- Comprehensive and Collision
- Emergency Roadside Assistance
- Medical Payments
- Loss of earnings
- Uninsured Motor Vehicle
Why do I need such comprehensive coverage?
Business owners in Maine should be aware that when your employee uses a vehicle for business purposes, their personal auto policy coverage NO LONGER APPLIES in the event of an accident, property damage, or fatality caused by one of your employees.
This is a serious distinction many business owners either don’t know, or try not to think about. But it is a fact that can cost you your entire business in a single moment. We have seen it happen.
What to expect from Cheney Insurance
A commercial auto policy, also known as business auto, is purchased and set in place to protect the business assets and the owner if a claim were to arise during business related travel. At Cheney Insurance you’ll speak with an experienced agent whose main goal is to design a policy fit to your particular business needs.
Whether the driving of the vehicle is for the occasional run, a possible new venture, or a daily necessity, we are here to make sure coverage is applicable and answer any questions you may have.
The only question you really need to answer:
Can you afford to expose your income, your personal property, and your employees to this high level of risk? If the answer is “no” then Cheney Insurance can help.
The Cheney Insurance Difference
We understand that cost is a factor and our agents will work to meet your coverage and price needs.
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
We’re your neighbors. We protect people we know and care about in Maine, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Click on the get a quote today button and let the professionals at Cheney Insurance help you forge the strongest shield possible to help you protect the things you care about most.