Do you work on the water?  We offer customized commercial marine coverage solutions for commercial hulls, marinas, boat dealers and even yacht clubs.  If you are a lobsterman, your boat is your business.  Don’t you deserve the best protection?  Contact us for a quote tailored to your individual needs, keeping you in business and on the water.

Worried about costs?

Don’t be. Many options are available!

What should my commercial marine policy cover?

Maine commercial marine insurance can provide coverage for all of these risks, depending on your needs:

Commercial Hull:

  • Physical damage coverage for your lobster boat
  • Liability for bodily injury to your crew or others
  • P & I
  • Loss of Use
  • Coverage for loss or damage to your boat caused by perils of the sea such as stranding, sinking, striking a submerged object, fire, lightning, explosion or heavy  weather
  • Breach of Warranty
  • Pollution
  • Breakage of shafts or any latent defect (excluding the cost & expense of replacing or repairing the defective part)
  • Builders Risk
  • Sport fishing carters

Yacht Clubs:

  • Property coverage
  • General liability coverage
  • P & I
  • Scheduled owned watercraft
  • Regattas
  • Bumbershoot coverage
  • MOLL
  • D & O coverage
  • Workers’ Compensation

Marina Operators:

  • MOLL – Marina Operators Legal Liability
  • Commercial General Liability
  • P & I for owned watercraft

What to expect from Cheney Insurance

At Cheney Insurance you’ll speak with an experienced agent whose main goal is to design a policy fit to your particular business needs.

The Cheney Insurance Difference

We understand that cost is a factor and our agents will work to address your coverage and pricing concerns.

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that will adequately protect you. There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

We’re your neighbors. We protect people we know and care about in Maine, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

Click on the get a quote today button and let the professionals at Cheney Insurance help you forge the strongest shield possible to help you protect the things you care about most.