Life insurance is a vital financial planning tool for individuals and businesses. It provides a death benefit that a beneficiary can use to meet various needs, from paying off a mortgage to funding a college education. It can also cover key personnel in an organization so the business can continue to operate if an owner […]
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“Life insurance costs too much; I can’t afford it.” This is one of the top reasons people give for skipping life insurance. However, according to a study by Life Happens and LIMRA (Life Insurance Marketing and Research Association), most people overestimate the cost of life insurance, and four out of 10 millennials think it costs five times […]
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If you’re not 100% sure what the difference is between whole life and term life insurance, you’re not alone. For many, it’s enough to know that term life insurance is generally cheaper. But cost isn’t the whole story. To help you decide which is best for you and your family, read on to learn the […]
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Most of us don’t spend much time dealing with life insurance; it’s a “get it and forget it” kind of product. And since life insurance often seems complicated, it’s not surprising that we get some of the details wrong. Here are five misconceptions that many people have about life insurance — and the truths to […]
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