Category: Personal Insurance

What Are Some Common Exclusions on Auto Insurance Policies?



There are three primary components of auto insurance.  Depending on where you live, some may be mandatory and others may be optional. Liability — Pays expenses related to bodily injury to another person or property damage caused by your vehicle Comprehensive — Reimburses any damage or replacement required for your own vehicle due to incidents […]

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Hazards in Your Home Storage Areas



Many American families have an accumulation of stuff in their homes: gasoline cans, spare oil, half-containers of antifreeze, fertilizer, yard pesticides and other materials all compressed together into one poorly ventilated space. This creates the perfect conditions for vapors, chemical reactions and combustibles like cardboard boxes to accumulate, heat up and ignite. As you think […]

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March 2021: Roaring in Like a Lion

Roaring in like a Lion

Midcoast Maine has recently been battered by a series of powerful storms with damaging winds.  Many residents lost power or are pleasantly surprised that they didn’t.  Driving around you cannot help but notice many felled trees, but also the tree service crews that are a welcome sight. Does Homeowner’s Insurance Cover Tree Damage? There is […]

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5 misconceptions about life insurance (and the truths you need to know).



Most of us don’t spend much time dealing with life insurance; it’s a “get it and forget it” kind of product. And since life insurance often seems complicated, it’s not surprising that we get some of the details wrong. Here are five misconceptions that many people have about life insurance — and the truths to […]

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Now Is the Time to Prepare for Winter Driving



The winter months in Maine can be tough.  Driving in snow, sleet, freezing rain and ice becomes something of the norm.  These conditions increase risk of fatal car crashes by 34 percent. It usually takes a few storms before you can comfortably get your bearings back when on the road.  Why not take a look […]

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