Category: Homeowners

Clean Gutters Can Prevent Costly Home Damages



Gutters can be easy to overlook. But they can get clogged with decaying leaves and other organic matter, leading to damage and expensive repairs that your home insurance won’t cover. Inspecting and cleaning your home’s gutters is crucial Here are some top reasons gutter maintenance is a big deal for your home and budget. Prevents […]

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10 Essential Christmas Tree Safety Tips to Avoid a Tragedy This Holiday Season



Every year, Christmas trees start fires. While these fires aren’t common, they tend to be very serious, resulting in costly damage, property loss and even loss of life. According to the National Fire Protection Association, Christmas tree fires between 2013 and 2017 caused an annual average of three deaths, 15 injuries, and $10 million in […]

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Hazards in Your Home Storage Areas



Many American families have an accumulation of stuff in their homes: gasoline cans, spare oil, half-containers of antifreeze, fertilizer, yard pesticides and other materials all compressed together into one poorly ventilated space. This creates the perfect conditions for vapors, chemical reactions and combustibles like cardboard boxes to accumulate, heat up and ignite. As you think […]

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How Does Your Credit Score Affect Your Insurance Premium?



Have you heard that your credit score can affect how much you pay for insurance? As a consumer, you probably know everyone has a financial credit score — three of them, in fact — maintained by three major credit reporting agencies: Equifax, Experian and TransUnion. These firms compile information from financial institutions and retailers including […]

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Unique Insurance Considerations for a Historic Home



Many homebuyers dream of owning a piece of history. From charming historic districts to one-of-a-kind architectural gems, over 95,000 properties in the United States qualify for the coveted National Register of Historic Places. Historic homes are often located in sought-after neighborhoods, possess gorgeous design features, and qualify for tax credits. But these homes can be […]

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9 Snowblower Safety Tips for Homeowners



When winter arrives, dumping inches or even feet of white stuff in your neighborhood, a snowblower can be a handy tool. While you still have to go outside and clear your property, a snowblower spares you from the back-straining (and sometimes heart-attack-inducing) labor of shoveling snow. While a snowblower can make quick work of clearing […]

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