Category: Business Insurance

Do You Need Insurance for Your Utility Trailer?



In most states, drivers are required to carry personal liability auto insurance. This covers your financial responsibility if you injure someone or damage their property while operating your vehicle. But what if the accident is caused by a trailer you are towing? Your personal auto policy may insure your liability for damage or injury to […]

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Specialized Insurance for Campgrounds



Americans have long had a love affair with the great outdoors and camping, but campgrounds are no longer just protected natural areas where visitors can stake a tent. Campgrounds are becoming more luxurious, with amenities usually found at a resort, including heated swimming pools, putting greens and clubhouses. Whether your campsite is a traditional, rustic […]

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Choosing Limits and Terms on Your Cyber Insurance Application



Setting your cyber liability insurance limits can be tricky if you don’t have a clear idea of what you need. Evaluating your risk exposures and prioritizing your options before you apply can help you get the most out of your coverage. In this article, we’ll unpack insurance application lingo and explain, in plain language, how […]

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Why an Insurance Company’s Credit Rating Matters



Insurance companies transfer individual and business risk for a price. They crunch numbers and calculate risk scenarios to develop pricing strategies that balance profits and payouts. Profits allow insurance companies to manage their cash so it’s available when their customers make claims. An insurance company’s ability to pay its debts and claims makes it stable. […]

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Sole Proprietors, Protect Your Personal Assets With Insurance



A sole proprietorship is an unincorporated business owned by one person. Anyone can set up a sole proprietorship, making it one of the easiest and fastest ways to form a company. In fact, the Small Business Administration says 87% of firms without employees are sole proprietorships. The advantages of being a sole proprietor are that […]

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EPLI Insurance, Does Your Business Need It?



Do You Need Employment Practices Liability Insurance? Hiring even one employee exposes your organization to new risks. From ensuring you have workers’ compensation coverage to managing payroll, hiring and benefits, you face a variety of new risks with employees aboard. Coverage to protect you against many employment-related claims is available, known as Employment Practices Liability […]

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