The new year is a time for new beginnings, new ideas and, of course, New Year’s resolutions. Making resolutions may seem like something trivial you do at a New Year’s Eve party. But that is not the case! Each new year is an opportunity for small businesses to assess their strengths and weaknesses, develop strategies […]Read More
Category: Business Insurance
How To Prepare for an OSHA Inspection
Preparing for an inspection by the Occupational Safety and Health Administration (OSHA) is like preparing for an emergency. You do not want to wait until the event occurs to figure out what to do. This is not to suggest you should initiate drills for an inspection, but you should plan for and periodically address OSHA […]Read More
EPLI Insurance, Does Your Business Need It?
Do You Need Employment Practices Liability Insurance? Hiring even one employee exposes your organization to new risks. From ensuring you have workers’ compensation coverage to managing payroll, hiring and benefits, you face a variety of new risks with employees aboard. Coverage to protect you against many employment-related claims is available, known as Employment Practices Liability […]Read More
Homeowners, Are Your Appliances and Systems Protected?
Your home is your sanctuary, a place to recharge. But you need a multitude of appliances working hard to preserve that haven: When they break down, it’s chaos. And it’s not just the things in your home you need to worry about. If a severe storm knocks out your power, for example, the electrical surge […]Read More
How Does Your Credit Score Affect Your Insurance Premium?
Have you heard that your credit score can affect how much you pay for insurance? As a consumer, you probably know everyone has a financial credit score — three of them, in fact — maintained by three major credit reporting agencies: Equifax, Experian and TransUnion. These firms compile information from financial institutions and retailers including […]Read More
Maine Guide Insurance
Many people come to Maine throughout the year to explore and enjoy our beautiful state. If you are one of the state’s 6,300 licensed guides and outfitters, you know that Registered Maine Guides are an integral part of our tourism industry and the safe exploration of our great outdoors. What is Guide Insurance? Your Maine guide […]Read More
Get On Board With the Right Commercial Fishing Insurance
Commercial fishing – whether to harvest fish, lobsters or other marine life for sale or to take others on the water for their own fishing excursion – requires a comprehensive insurance plan that protects your physical assets as well as your finances. Before dropping a single net or taking on any passengers, you’ll want to […]Read More
Does Your Business Need Hired and Non-Owned Auto Insurance?
Do your employees use their personal vehicles to conduct routine work-related tasks? Maybe they use their vehicle to attend client meetings or business trade shows, or to pick up office supplies. Even if your employee has their own auto insurance policy, you may still be open to risk. But how? Most businesses purchase commercial auto […]Read More
6 Smart New Year’s Resolutions for Small Business Owners
The start of a new year is a good time to reflect on how the past year went for your small business, both the wins and the losses. A thorough, honest review can help you plan for growth and success over the next 12 months. Here are six New Year’s resolutions that can protect your […]Read More
What Does an Insurance Claims Adjuster Do?
A claims adjuster (also known as an insurance adjuster) investigates and determines how much your insurance company should pay you when you make a claim for damage or losses. A property and casualty adjuster investigates automobile, business and home claims. Claims adjusters may handle property claims involving damage to vehicles or structures, or liability claims […]Read More