A sole proprietorship is an unincorporated business owned by one person. Anyone can set up a sole proprietorship, making it one of the easiest and fastest ways to form a company. In fact, the Small Business Administration says 87% of firms without employees are sole proprietorships. The advantages of being a sole proprietor are that […]
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The new year is a time for new beginnings, new ideas and, of course, New Year’s resolutions. Making resolutions may seem like something trivial you do at a New Year’s Eve party. But that is not the case! Each new year is an opportunity for small businesses to assess their strengths and weaknesses, develop strategies […]
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Preparing for an inspection by the Occupational Safety and Health Administration (OSHA) is like preparing for an emergency. You do not want to wait until the event occurs to figure out what to do. This is not to suggest you should initiate drills for an inspection, but you should plan for and periodically address OSHA […]
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Do You Need Employment Practices Liability Insurance? Hiring even one employee exposes your organization to new risks. From ensuring you have workers’ compensation coverage to managing payroll, hiring and benefits, you face a variety of new risks with employees aboard. Coverage to protect you against many employment-related claims is available, known as Employment Practices Liability […]
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Commercial fishing – whether to harvest fish, lobsters or other marine life for sale or to take others on the water for their own fishing excursion – requires a comprehensive insurance plan that protects your physical assets as well as your finances. Before dropping a single net or taking on any passengers, you’ll want to […]
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The start of a new year is a good time to reflect on how the past year went for your small business, both the wins and the losses. A thorough, honest review can help you plan for growth and success over the next 12 months. Here are six New Year’s resolutions that can protect your […]
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There is no doubt that this year is changing our lives on a global scale. One aspect of these changes is in the area of cybersecurity. The Covid-19 pandemic and associated lockdowns have increased and broadened risks for cyber attacks as we are more dependent upon digital services and spend more time online. A quick […]
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It has been a surreal couple of weeks for businesses and individuals alike and the COVID-19 outbreak has raised questions we never thought we would be answering. At Cheney Insurance, we are committed to you. This situation is new to us too, so we are closely working with our carriers to identify and educate ourselves […]
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Previously we discussed the value in doing business with a local independent insurance agency such as Cheney Insurance. We add value to the service we provide to you by building positive professional relationships with the insurance carriers we represent. Just as vital are the positive professional relationships we build with one another. Courteous and respectful service […]
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In our last post we discussed value in doing business with your local insurance agency. In this post we will discuss the relationships that Cheney Insurance has with the Insurance Carriers we represent and why that adds value to you. At Cheney Insurance, we carefully choose the insurance companies we represent. We work with over […]
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