Majestic old trees are beautiful, but they can also be dangerous. Falling trees and tree limbs cause millions of dollars in property damage each year when they land on buildings or vehicles. If a fallen tree is large enough, it can destroy an entire home. While some tree hazards are unavoidable – such as a […]
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It may come as a surprise to some, but hunting is actually one of the safest sports you can be a part of. Why is that? Because the people who participate have a healthy respect for the rules and regulations involved with hunting safety. Make sure you know how to keep hunting trips safe for […]
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Winter will be here before you can say “pumpkin spice,” so take the time to plan for a safe and cozy season. Prep your home for the snow, ice, and frigid temperatures around the corner. Get started now with these tips for winterizing your home. Clean your gutters. Wait until the last of the leaves […]
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Many people get auto insurance for protection against collision losses. What many drivers don’t know is that a policy written for collision doesn’t necessarily cover damage from animals and other non-collision incidents, such as vandalism, earthquakes, floods and even objects falling from space. For those, you need comprehensive coverage, or “other-than-collision” insurance. Rodent damage typically […]
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Don’t be fooled by the term “marine” in inland marine insurance, a kind of insurance that covers property shipped over land. The coverage was first offered by ocean marine insurers, so the word “inland” distinguishes it from cargo shipped by sea. Today, many insurers offer this coverage, with a number of policies available for specific […]
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After a relatively quiet winter, Spring is thundering in with lots of wind and rain. Heavy rain and wind can reveal underlying issues around your home that go undetected otherwise. Though this isn’t always the case. As first-time homeowners, my husband and I spent our first Christmas morning dealing with greywater that had backed up […]
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Let’s talk about replacement cost. What does that mean? If there was a loss what would the cost be to rebuild your home, to replace it? This amount is usually very different from a tax valuation or the market value; causing confusion for home buyers when obtaining a comprehensive homeowners policy. We’ll break it down […]
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Spring officially arrives March 20th. March winds, green grass appearing under winter’s thatch, and new visitors to the bird feeder are all harbingers of Spring. So are hungry bears, even in Midcoast Maine. Each year, in Spring and early Summer the Maine Department of Inland Fisheries and Wildlife receive numerous calls from homeowners who are […]
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Midcoast Maine has recently been battered by a series of powerful storms with damaging winds. Many residents lost power or are pleasantly surprised that they didn’t. Driving around you cannot help but notice many felled trees, but also the tree service crews that are a welcome sight. Does Homeowner’s Insurance Cover Tree Damage? There is […]
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We are proud to announce that our leadership team has just been featured in a national magazine for how well they take care of the staff and our clients at Cheney Insurance! Our leadership team demonstrates what it means to be involved and attentive to the insurance industry, as well as nurturing positive professional relationships […]
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