Life insurance is a vital financial planning tool for individuals and businesses. It provides a death benefit that a beneficiary can use to meet various needs, from paying off a mortgage to funding a college education. It can also cover key personnel in an organization so the business can continue to operate if an owner […]
Read More
“Life insurance costs too much; I can’t afford it.” This is one of the top reasons people give for skipping life insurance. However, according to a study by Life Happens and LIMRA (Life Insurance Marketing and Research Association), most people overestimate the cost of life insurance, and four out of 10 millennials think it costs five times […]
Read More
In most states, drivers are required to carry personal liability auto insurance. This covers your financial responsibility if you injure someone or damage their property while operating your vehicle. But what if the accident is caused by a trailer you are towing? Your personal auto policy may insure your liability for damage or injury to […]
Read More
Americans have long had a love affair with the great outdoors and camping, but campgrounds are no longer just protected natural areas where visitors can stake a tent. Campgrounds are becoming more luxurious, with amenities usually found at a resort, including heated swimming pools, putting greens and clubhouses. Whether your campsite is a traditional, rustic […]
Read More
Setting your cyber liability insurance limits can be tricky if you don’t have a clear idea of what you need. Evaluating your risk exposures and prioritizing your options before you apply can help you get the most out of your coverage. In this article, we’ll unpack insurance application lingo and explain, in plain language, how […]
Read More
Flood insurance is a type of home or business insurance addressing flooding, which is not covered by standard home or commercial insurance policies. It can be written to cover buildings and contents and designed for owners or renters. You don’t have to own waterfront property to be at risk for flood damage. Flooding can happen […]
Read More
You train, you test and you monitor, but it still happens. A busy employee clicks on a link in an email only to realize it’s a scam. What they don’t know is the malware embedded in that link has triggered a series of actions deep inside your company’s systems. Within minutes, every bit of your […]
Read More
A welcoming and familiar face at Cheney Insurance since 1993, Debbie Furman recently celebrated the culmination of her 30-year career at Cheney Insurance, a locally owned independent agency. With a background as a salon owner and then working for her husband’s land surveying business, Debbie joined the team at Cheney three decades ago, despite having […]
Read More
Cheney Financial Group Recognizes Outstanding Service at Awards Dinner posted by Boothbay Register In celebration of outstanding service, Cheney Financial Group (CFG) associates and guests recently gathered for the Annual CFG Awards and Recognition Event. Held at the 1812 Farm in Bristol, the well-attended event was hosted by Dennis Hilton, owner and CEO of the Cheney […]
Read More
This past week we celebrated the dedication and achievements of Cheney Financial Group associates at our annual CFG Recognition and Awards Dinner. Cheney Financial Group is comprised of three locally-owned companies: Newcastle Realty, Cheney Insurance, and Newcastle Vacation Rentals; together we are leading providers of home, auto, business and life insurance, real estate services, and […]
Read More