Let’s talk about replacement cost. What does that mean? If there was a loss what would the cost be to rebuild your home, to replace it? This amount is usually very different from a tax valuation or the market value; causing confusion for home buyers when obtaining a comprehensive homeowners policy. We’ll break it down […]
Read More
Spring officially arrives March 20th. March winds, green grass appearing under winter’s thatch, and new visitors to the bird feeder are all harbingers of Spring. So are hungry bears, even in Midcoast Maine. Each year, in Spring and early Summer the Maine Department of Inland Fisheries and Wildlife receive numerous calls from homeowners who are […]
Read More
Midcoast Maine has recently been battered by a series of powerful storms with damaging winds. Many residents lost power or are pleasantly surprised that they didn’t. Driving around you cannot help but notice many felled trees, but also the tree service crews that are a welcome sight. Does Homeowner’s Insurance Cover Tree Damage? There is […]
Read More
We are proud to announce that our leadership team has just been featured in a national magazine for how well they take care of the staff and our clients at Cheney Insurance! Our leadership team demonstrates what it means to be involved and attentive to the insurance industry, as well as nurturing positive professional relationships […]
Read More
If you’re not 100% sure what the difference is between whole life and term life insurance, you’re not alone. For many, it’s enough to know that term life insurance is generally cheaper. But cost isn’t the whole story. To help you decide which is best for you and your family, read on to learn the […]
Read More
Most of us don’t spend much time dealing with life insurance; it’s a “get it and forget it” kind of product. And since life insurance often seems complicated, it’s not surprising that we get some of the details wrong. Here are five misconceptions that many people have about life insurance — and the truths to […]
Read More
Med Pay? PIP? Dec pages? Insurance terms, explained With all kinds of different coverages for all kinds of different needs, insurance can be very confusing. And to make it even more challenging, at times it probably seems like insurance websites and policy documents are written in a completely foreign language. Of course, that’s why we […]
Read More
The above vintage postcard is cute, but on a serious note chimney fires are dangerous and proper maintenance and regular inspections can help prevent them. The Chimney Safety Institute of America (CISA) is all about advancing public awareness about the dangers of chimney fires. The article The Facts About Chimney Fires has many useful maintenance […]
Read More
Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO also is responsible for more than 400 deaths in America each year, according to the U.S. Centers for Disease Control and Prevention. […]
Read More
The winter months in Maine can be tough. Driving in snow, sleet, freezing rain and ice becomes something of the norm. These conditions increase risk of fatal car crashes by 34 percent. It usually takes a few storms before you can comfortably get your bearings back when on the road. Why not take a look […]
Read More