Author: Cheney Insurance

Choosing Limits and Terms on Your Cyber Insurance Application



Setting your cyber liability insurance limits can be tricky if you don’t have a clear idea of what you need. Evaluating your risk exposures and prioritizing your options before you apply can help you get the most out of your coverage. In this article, we’ll unpack insurance application lingo and explain, in plain language, how […]

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What is Flood Insurance?



Flood insurance is a type of home or business insurance addressing flooding, which is not covered by standard home or commercial insurance policies. It can be written to cover buildings and contents and designed for owners or renters. You don’t have to own waterfront property to be at risk for flood damage. Flooding can happen […]

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Furman Retires After 30 Years at Cheney Insurance



A welcoming and familiar face at Cheney Insurance since 1993, Debbie Furman recently celebrated the culmination of her 30-year career at Cheney Insurance, a locally owned independent agency.  With a background as a salon owner and then working for her husband’s land surveying business, Debbie joined the team at Cheney three decades ago, despite having […]

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Cheney Financial Group Recognizes Outstanding Service at Awards Dinner



Cheney Financial Group Recognizes Outstanding Service at Awards Dinner posted by Boothbay Register In celebration of outstanding service, Cheney Financial Group (CFG) associates and guests recently gathered for the Annual CFG Awards and Recognition Event. Held at the 1812 Farm in Bristol, the well-attended event was hosted by Dennis Hilton, owner and CEO of the Cheney […]

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Annual CFG Recognition and Awards Dinner



This past week we celebrated the dedication and achievements of  Cheney Financial Group associates at our annual CFG Recognition and Awards Dinner. Cheney Financial Group is comprised of three locally-owned companies: Newcastle Realty, Cheney Insurance, and Newcastle Vacation Rentals; together we are leading providers of home, auto, business and life insurance, real estate services, and […]

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Clean Gutters Can Prevent Costly Home Damages



Gutters can be easy to overlook. But they can get clogged with decaying leaves and other organic matter, leading to damage and expensive repairs that your home insurance won’t cover. Inspecting and cleaning your home’s gutters is crucial Here are some top reasons gutter maintenance is a big deal for your home and budget. Prevents […]

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Why an Insurance Company’s Credit Rating Matters



Insurance companies transfer individual and business risk for a price. They crunch numbers and calculate risk scenarios to develop pricing strategies that balance profits and payouts. Profits allow insurance companies to manage their cash so it’s available when their customers make claims. An insurance company’s ability to pay its debts and claims makes it stable. […]

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Sole Proprietors, Protect Your Personal Assets With Insurance



A sole proprietorship is an unincorporated business owned by one person. Anyone can set up a sole proprietorship, making it one of the easiest and fastest ways to form a company. In fact, the Small Business Administration says 87% of firms without employees are sole proprietorships. The advantages of being a sole proprietor are that […]

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