To paraphrase Shakespeare, “To purchase the CDW or not to purchase the CDW, that is the question.” It has been debated for years whether or not a person renting a vehicle should purchase the Collision (or Loss) Damage Waiver (CDW/LDW) from the rental company. Our recommendation is that consumers, in general, SHOULD purchase the CDW/LDW, […]
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Many people come to Maine throughout the year to explore and enjoy our beautiful state. If you are one of the state’s 6,300 licensed guides and outfitters, you know that Registered Maine Guides are an integral part of our tourism industry and the safe exploration of our great outdoors. What is Guide Insurance? Your Maine guide […]
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Commercial fishing – whether to harvest fish, lobsters or other marine life for sale or to take others on the water for their own fishing excursion – requires a comprehensive insurance plan that protects your physical assets as well as your finances. Before dropping a single net or taking on any passengers, you’ll want to […]
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Many homebuyers dream of owning a piece of history. From charming historic districts to one-of-a-kind architectural gems, over 95,000 properties in the United States qualify for the coveted National Register of Historic Places. Historic homes are often located in sought-after neighborhoods, possess gorgeous design features, and qualify for tax credits. But these homes can be […]
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Do your employees use their personal vehicles to conduct routine work-related tasks? Maybe they use their vehicle to attend client meetings or business trade shows, or to pick up office supplies. Even if your employee has their own auto insurance policy, you may still be open to risk. But how? Most businesses purchase commercial auto […]
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More fires start in the kitchen than in any other place in the home. Aside from being common, cooking fires can also be deadly. Kitchen fires caused by cooking equipment make up on average 49% of home fires, 21% of home fire deaths and 44% of home fire injuries, according to a 2014-2018 study by the National Fire […]
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The start of a new year is a good time to reflect on how the past year went for your small business, both the wins and the losses. A thorough, honest review can help you plan for growth and success over the next 12 months. Here are six New Year’s resolutions that can protect your […]
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When winter arrives, dumping inches or even feet of white stuff in your neighborhood, a snowblower can be a handy tool. While you still have to go outside and clear your property, a snowblower spares you from the back-straining (and sometimes heart-attack-inducing) labor of shoveling snow. While a snowblower can make quick work of clearing […]
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Before winter descends on New England once again, take this quick refresher course on safe winter driving. Tip #1: Slow down. The #1 tip for driving in snow is also the most obvious: Reduce your speed. Most winter crashes are caused by drivers going too fast for the road conditions. Tip #2: Allow more room […]
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Thanksgiving is a wonderful holiday, filled with food, friends and family — especially after last year’s canceled plans due to the COVID-19 shutdown. But turkey day can also bring its share of risks and accidents. Here are six tips on how to lower your chance of a Thanksgiving Day incident and possibly avoid an insurance […]
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