In most states, drivers are required to carry personal liability auto insurance. This covers your financial responsibility if you injure someone or damage their property while operating your vehicle. But what if the accident is caused by a trailer you are towing? Your personal auto policy may insure your liability for damage or injury to […]
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Gutters can be easy to overlook. But they can get clogged with decaying leaves and other organic matter, leading to damage and expensive repairs that your home insurance won’t cover. Inspecting and cleaning your home’s gutters is crucial Here are some top reasons gutter maintenance is a big deal for your home and budget. Prevents […]
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There are plenty of reasons for an undo-and-destroy button when posting content online. An unfortunate post could get downloaded or screen captured within seconds, taking it out of your hands and leaving it for others to control forever. But what if: You didn’t update or authorize the content? The person purporting to be you isn’t […]
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The new year is a time for new beginnings, new ideas and, of course, New Year’s resolutions. Making resolutions may seem like something trivial you do at a New Year’s Eve party. But that is not the case! Each new year is an opportunity for small businesses to assess their strengths and weaknesses, develop strategies […]
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Preparing for an inspection by the Occupational Safety and Health Administration (OSHA) is like preparing for an emergency. You do not want to wait until the event occurs to figure out what to do. This is not to suggest you should initiate drills for an inspection, but you should plan for and periodically address OSHA […]
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Every year, Christmas trees start fires. While these fires aren’t common, they tend to be very serious, resulting in costly damage, property loss and even loss of life. According to the National Fire Protection Association, Christmas tree fires between 2013 and 2017 caused an annual average of three deaths, 15 injuries, and $10 million in […]
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During the transition from fall to winter, it might make more sense to use a supplemental heater than to turn on your primary home heating source just to cut the morning chill. Or if you live in an older or poorly insulated house, you may need to supplement your primary heating source just to keep […]
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Many American families have an accumulation of stuff in their homes: gasoline cans, spare oil, half-containers of antifreeze, fertilizer, yard pesticides and other materials all compressed together into one poorly ventilated space. This creates the perfect conditions for vapors, chemical reactions and combustibles like cardboard boxes to accumulate, heat up and ignite. As you think […]
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Majestic old trees are beautiful, but they can also be dangerous. Falling trees and tree limbs cause millions of dollars in property damage each year when they land on buildings or vehicles. If a fallen tree is large enough, it can destroy an entire home. While some tree hazards are unavoidable – such as a […]
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More fires start in the kitchen than in any other place in the home. Aside from being common, cooking fires can also be deadly. Kitchen fires caused by cooking equipment make up on average 49% of home fires, 21% of home fire deaths and 44% of home fire injuries, according to a 2014-2018 study by the National Fire […]
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