9 Snowblower Safety Tips for Homeowners



When winter arrives, dumping inches or even feet of white stuff in your neighborhood, a snowblower can be a handy tool. While you still have to go outside and clear your property, a snowblower spares you from the back-straining (and sometimes heart-attack-inducing) labor of shoveling snow. While a snowblower can make quick work of clearing […]

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Motorcycle Winter Storage Tips



If you live in a climate with snowy winters, you’ll most likely be putting your motorcycle away for the season. Your bike is an investment of your finances and your time, and it’s important to think about keeping it clean and safe while the weather is cold and snowy.  When you prepare your motorcycle for […]

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What Does an Insurance Claims Adjuster Do?



A claims adjuster (also known as an insurance adjuster) investigates and determines how much your insurance company should pay you when you make a claim for damage or losses. A property and casualty adjuster investigates automobile, business and home claims. Claims adjusters may handle property claims involving damage to vehicles or structures, or liability claims […]

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Is Vehicle Damage From Rodents Covered by Personal Auto Insurance?



Many people get auto insurance for protection against collision losses. What many drivers don’t know is that a policy written for collision doesn’t necessarily cover damage from animals and other non-collision incidents, such as vandalism, earthquakes, floods and even objects falling from space. For those, you need comprehensive coverage, or “other-than-collision” insurance. Rodent damage typically […]

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What is Inland Marine Insurance?



Don’t be fooled by the term “marine” in inland marine insurance, a kind of insurance that covers property shipped over land. The coverage was first offered by ocean marine insurers, so the word “inland” distinguishes it from cargo shipped by sea. Today, many insurers offer this coverage, with a number of policies available for specific […]

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Are You Covered for Water/Sewer Backup?



Heavy rain and wind can reveal underlying issues around your home that go undetected otherwise.  Though this isn’t always the case. As first-time homeowners, my husband and I spent our first Christmas morning dealing with greywater that had backed up into the washing machine in our basement.  Fortunately, we were able to get emergency service […]

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