If you’re not 100% sure what the difference is between whole life and term life insurance, you’re not alone. For many, it’s enough to know that term life insurance is generally cheaper. But cost isn’t the whole story. To help you decide which is best for you and your family, read on to learn the […]
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Most of us don’t spend much time dealing with life insurance; it’s a “get it and forget it” kind of product. And since life insurance often seems complicated, it’s not surprising that we get some of the details wrong. Here are five misconceptions that many people have about life insurance — and the truths to […]
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Med Pay? PIP? Dec pages? Insurance terms, explained With all kinds of different coverages for all kinds of different needs, insurance can be very confusing. And to make it even more challenging, at times it probably seems like insurance websites and policy documents are written in a completely foreign language. Of course, that’s why we […]
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The above vintage postcard is cute, but on a serious note chimney fires are dangerous and proper maintenance and regular inspections can help prevent them. The Chimney Safety Institute of America (CISA) is all about advancing public awareness about the dangers of chimney fires. The article The Facts About Chimney Fires has many useful maintenance […]
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Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO also is responsible for more than 400 deaths in America each year, according to the U.S. Centers for Disease Control and Prevention. […]
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The winter months in Maine can be tough. Driving in snow, sleet, freezing rain and ice becomes something of the norm. These conditions increase risk of fatal car crashes by 34 percent. It usually takes a few storms before you can comfortably get your bearings back when on the road. Why not take a look […]
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Suzanne sat down with Lisa Hagen for a Chamber Chat. Click Here to Watch Interview
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Cyber liability is a question of “When” not “If” In an earlier blog post we discuss cybersecurity trends in 2020 and how these impact small businesses. The pandemic has influenced how we conduct business, increasing opportunity for cybercrime. As owners implement more technologies to better serve customers and manage their businesses, their risks change. More […]
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At Cheney Insurance, we are very fortunate to have Suzanne Strachan as President. She manages our day to day operations and sets our course for the future. In addition, Suzanne assists Dennis Hilton, CEO in the overseeing and operating of Newcastle Realty and Newcastle Vacation Rentals, which along with Cheney Insurance comprise the Cheney Financial […]
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There is no doubt that this year is changing our lives on a global scale. One aspect of these changes is in the area of cybersecurity. The Covid-19 pandemic and associated lockdowns have increased and broadened risks for cyber attacks as we are more dependent upon digital services and spend more time online. A quick […]
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