Thanksgiving is a wonderful holiday, filled with food, friends and family — especially after last year’s canceled plans due to the COVID-19 shutdown. But turkey day can also bring its share of risks and accidents. Here are six tips on how to lower your chance of a Thanksgiving Day incident and possibly avoid an insurance […]Read More
Motorcycle Winter Storage Tips
If you live in a climate with snowy winters, you’ll most likely be putting your motorcycle away for the season. Your bike is an investment of your finances and your time, and it’s important to think about keeping it clean and safe while the weather is cold and snowy. When you prepare your motorcycle for […]Read More
What Does an Insurance Claims Adjuster Do?
A claims adjuster (also known as an insurance adjuster) investigates and determines how much your insurance company should pay you when you make a claim for damage or losses. A property and casualty adjuster investigates automobile, business and home claims. Claims adjusters may handle property claims involving damage to vehicles or structures, or liability claims […]Read More
Tips for Being a Safe Hunter
It may come as a surprise to some, but hunting is actually one of the safest sports you can be a part of. Why is that? Because the people who participate have a healthy respect for the rules and regulations involved with hunting safety. Make sure you know how to keep hunting trips safe for […]Read More
Winterize Your Home with These 8 Tips
Winter will be here before you can say “pumpkin spice,” so take the time to plan for a safe and cozy season. Prep your home for the snow, ice, and frigid temperatures around the corner. Get started now with these tips for winterizing your home. Clean your gutters. Wait until the last of the leaves […]Read More
Is Vehicle Damage From Rodents Covered by Personal Auto Insurance?
Many people get auto insurance for protection against collision losses. What many drivers don’t know is that a policy written for collision doesn’t necessarily cover damage from animals and other non-collision incidents, such as vandalism, earthquakes, floods and even objects falling from space. For those, you need comprehensive coverage, or “other-than-collision” insurance. Rodent damage typically […]Read More
What is Inland Marine Insurance?
Don’t be fooled by the term “marine” in inland marine insurance, a kind of insurance that covers property shipped over land. The coverage was first offered by ocean marine insurers, so the word “inland” distinguishes it from cargo shipped by sea. Today, many insurers offer this coverage, with a number of policies available for specific […]Read More
Are You Covered for Water/Sewer Backup?
Heavy rain and wind can reveal underlying issues around your home that go undetected otherwise. Though this isn’t always the case. As first-time homeowners, my husband and I spent our first Christmas morning dealing with greywater that had backed up into the washing machine in our basement. Fortunately, we were able to get emergency service […]Read More
Replacement Cost of Your Home
Let’s talk about replacement cost. What does that mean? If there was a loss what would the cost be to rebuild your home, to replace it? This amount is usually very different from a tax valuation or the market value; causing confusion for home buyers when obtaining a comprehensive homeowners policy. We’ll break it down […]Read More
Your Home and Hungry Bears
Spring officially arrives March 20th. March winds, green grass appearing under winter’s thatch, and new visitors to the bird feeder are all harbingers of Spring. So are hungry bears, even in Midcoast Maine. Each year, in Spring and early Summer the Maine Department of Inland Fisheries and Wildlife receive numerous calls from homeowners who are […]Read More